Compare Business Banking
in Hong Kong

Standard Bank Charges
From HK$1,200
e.g. Company Search Fees, Administration Fees and/or Account Set-up Fees
ZA Bank
Special Company Fees^
From HK$10,000
ZA Bank is the first digital bank in Hong Kong, offering SME and Web3 friendly services like easy online account opening and innovative features such as cashback, competitive interest rates, and instant fund transfers.
Standard Processing Time
Business Card Availability
Minimum Balance Required
Fees & Charges
1 to 8 weeks
No
N/A

Standard Bank Charges
From HK$1,200
e.g. Company Search Fees, Administration Fees and/or Account Set-up Fees
DBS
Special Company Fees^
From HK$10,000
DBS SME Banking offers online business account opening process with welcome rewards, and banking access through the DBS IDEAL app, facilitating seamless financial management and cross-border transactions.
Standard Processing Time
Business Card Availability
Minimum Balance Required
Fees & Charges
1 to 8 weeks
Yes
HK$50,000

Standard Bank Charges
From HK$1,600
e.g. Company Search Fees, Administration Fees and/or Account Set-up Fees
HSBC
Special Company Fees^
From HK$11,000
The HSBC Business Integrated Account offers a comprehensive solution for managing finances with a single account. Combine savings, current, and investment accounts in multiple currencies, and access 24/7 digital banking.
Standard Processing Time
Business Card Availability
Minimum Balance Required
Fees & Charges
4 to 8 weeks
Yes
HK$100,000

Standard Bank Charges
From HK$1,300
e.g. Company Search Fees, Administration Fees and/or Account Set-up Fees
Hang Seng
Special Company Fees^
From HK$10,000
Hang Seng Bank offers a comprehensive suite of banking services for businesses, including account opening, payment solutions, and foreign exchange. The platform provides integrated financial management tools and digital banking options to support efficient business operations.
Standard Processing Time
Business Card Availability
Minimum Balance Required
Fees & Charges
1 to 8 weeks
Yes
HK$50,000

Standard Bank Charges
From HK$1,500
e.g. Company Search Fees, Administration Fees and/or Account Set-up Fees
CITIC
Special Company Fees^
From HK$10,000
The China CITIC Bank Internationalt offers SME multi-currency support, real-time approvals, and integration with business tools, catering to entrepreneurs seeking fast, flexible, and efficient banking solutions for global operations.
Standard Processing Time
Business Card Availability
Minimum Balance Required
Fees & Charges
1 to 6 weeks
Yes
HK$50,000

Standard Bank Charges
From HK$1,200
e.g. Company Search Fees, Administration Fees and/or Account Set-up Fees
Standard Chartered
Special Company Fees^
From HK$10,000
Standard Chartered HK SME Banking offers financial solutions, including innovative solutions, inclusive financing, and an international network.
Standard Processing Time
Business Card Availability
Minimum Balance Required
Fees & Charges
4 to 8 weeks
Yes
HK$50,000

Standard Bank Charges
From HK$10,000
e.g. Company Search Fees, Administration Fees and/or Account Set-up Fees
China Construction Bank (Asia)
Special Company Fees^
From HK$10,000
China Construction Bank (Asia) offers a range of commercial banking services for SMEs, including online account opening, SME loan solutions, trade services, employer payroll autopay, and corporate faster payment system. They also provide ERP business assistant, corporate bill payment, and green finance solutions.
Standard Processing Time
Business Card Availability
Minimum Balance Required
Fees & Charges
1 to 8 weeks
Yes
HK$100,000

Standard Bank Charges
From HK$1,400
e.g. Company Search Fees, Administration Fees and/or Account Set-up Fees
Dah Sing Bank
Special Company Fees^
From HK$10,000
Dah Sing Bank's 328 Business Banking provides flexible banking solutions for businesses. They offer various services including business accounts, 328 Business e-Banking, business cards, SME loans, and merchant services.
Standard Processing Time
Business Card Availability
Minimum Balance Required
Fees & Charges
4 to 8 weeks
Yes
HK$30,000

Standard Bank Charges
From HK$1,350
e.g. Company Search Fees, Administration Fees and/or Account Set-up Fees
Bank of China (Hong Kong)
Special Company Fees^
From HK$5,000
BOCHK SME Banking supports businesses with tailored financial solutions, including fee-waived Business Integrated Accounts, flexible loans, and digital cash management tools. Specializing in cross-border services for the Greater Bay Area, they offer asset protection and award-winning expertise to empower SMEs.
Standard Processing Time
Business Card Availability
Minimum Balance Required
Fees & Charges
1 to 6 weeks
Yes
HK$50,000

Standard Bank Charges
From HK$1,700
e.g. Company Search Fees, Administration Fees and/or Account Set-up Fees
ICBC (Asia)
Special Company Fees^
From HK$3,000
ICBC delivers comprehensive financial solutions, featuring corporate expense management cards and tailored loan services. Their offerings include streamlined business accounts with dedicated support for overseas company account opening.
Standard Processing Time
Business Card Availability
Minimum Balance Required
Fees & Charges
8 to 12 weeks
Yes
HK$50,000

Standard Bank Charges
From HK$1,200
e.g. Company Search Fees, Administration Fees and/or Account Set-up Fees
Livi Bank
Special Company Fees^
From HK$3,000
Livi Business streamlines SME banking with fully digital solutions, featuring online account opening for Hong Kong companies owned by HK residents or Mainland ID holders. Livi also provides competitive time deposit rates, multi-currency transfers (HKD/CNY/USD).
Standard Processing Time
Business Card Availability
Minimum Balance Required
Fees & Charges
1 to 6 weeks
No
N/A

Standard Bank Charges
Free (For eligible client only) / From HK$1,200
e.g. Company Search Fees, Administration Fees and/or Account Set-up Fees
OCBC
Special Company Fees^
From HK$10,000
OCBC SME Business Account can manage up to 15 currencies, access real-time FX rates, and collect payments instantly through FPS. Consolidate current, savings, and time deposits in one seamless hub, paired with a business debit card for secure spending and transaction tracking.
Standard Processing Time
Business Card Availability
Minimum Balance Required
Fees & Charges
1 to 4 weeks
Yes
N/A

Standard Bank Charges
From HK$2,000
e.g. Company Search Fees, Administration Fees and/or Account Set-up Fees
CMB Wing Lung Bank
Special Company Fees^
From HK$10,000
CMB Wing Lung Bank delivers commercial banking solutions, from SME financing and cash flow optimization to trade finance, insurance, and MPF services. Enhance efficiency with corporate credit cards and Payroll Services for seamless payroll management.
Standard Processing Time
Business Card Availability
Minimum Balance Required
Fees & Charges
4 to 8 weeks
Yes
HK$50,000

Standard Bank Charges
From HK$1,200
e.g. Company Search Fees, Administration Fees and/or Account Set-up Fees
Fusion Bank
Special Company Fees^
From HK$10,000
The Fusion Bank Business Account provides digital banking solutions for SMEs, featuring multi-currency support, real-time transaction processing, and seamless integration with financial tools.
Standard Processing Time
Business Card Availability
Minimum Balance Required
Fees & Charges
4 to 8 weeks
No
N/A

Standard Bank Charges
From HK$10,000
e.g. Company Search Fees, Administration Fees and/or Account Set-up Fees
PAO Bank
Special Company Fees^
From HK$10,000
PAObank SME Banking is a mobile-first digital banking service for Hong Kong SMEs, with 7×24 online application via its mobile app. It is positioned that helping SMEs manage working capital with account services and transfers.
Standard Processing Time
Business Card Availability
Minimum Balance Required
Fees & Charges
2 to 4 weeks
No
N/A

Standard Bank Charges
From HK$2,000
e.g. Company Search Fees, Administration Fees and/or Account Set-up Fees
CTBC Bank
Special Company Fees^
From HK$10,000
CTBC Bank Hong Kong is a major branch of Taiwan's largest privately-owned bank, offering SME and corporate-focused services like cross-border trade financing and comprehensive features such as regional cash management, offshore private banking, and corporate trust solutions.
Standard Processing Time
Business Card Availability
Minimum Balance Required
Fees & Charges
4 to 8 weeks
No
HK$780,000
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^Special companies (including but not limited to the following cases): Companies operating in specific industries; Corporate structures with three or more layers of holding levels; Major shareholder(s) being non-Hong Kong permanent resident(s); Trust accounts. Final approval and terms are subject to the individual bank's independent assessment and discretion.
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