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Compare Business Banking
in Hong Kong

Standard Bank Charges

From HK$1,200

e.g. Company Search Fees, Administration Fees and/or Account Set-up Fees

ZA Bank

Special Company Fees^

From HK$10,000

ZA Bank is the first digital bank in Hong Kong, offering SME and Web3 friendly services like easy online account opening and innovative features such as cashback, competitive interest rates, and instant fund transfers.

Standard Processing Time

Business Card Availability

Minimum Balance Required

Fees & Charges

1 to 8 weeks

No

N/A

Standard Bank Charges

From HK$1,200

e.g. Company Search Fees, Administration Fees and/or Account Set-up Fees

DBS

Special Company Fees^

From HK$10,000

DBS SME Banking offers online business account opening process with welcome rewards, and banking access through the DBS IDEAL app, facilitating seamless financial management and cross-border transactions.

Standard Processing Time

Business Card Availability

Minimum Balance Required

Fees & Charges

1 to 8 weeks

Yes

HK$50,000

Standard Bank Charges

From HK$1,600

e.g. Company Search Fees, Administration Fees and/or Account Set-up Fees

HSBC

Special Company Fees^

From HK$11,000

The HSBC Business Integrated Account offers a comprehensive solution for managing finances with a single account. Combine savings, current, and investment accounts in multiple currencies, and access 24/7 digital banking.

Standard Processing Time

Business Card Availability

Minimum Balance Required

Fees & Charges

4 to 8 weeks

Yes

HK$100,000

Standard Bank Charges

From HK$1,300

e.g. Company Search Fees, Administration Fees and/or Account Set-up Fees

Hang Seng

Special Company Fees^

From HK$10,000

Hang Seng Bank offers a comprehensive suite of banking services for businesses, including account opening, payment solutions, and foreign exchange. The platform provides integrated financial management tools and digital banking options to support efficient business operations.

Standard Processing Time

Business Card Availability

Minimum Balance Required

Fees & Charges

1 to 8 weeks

Yes

HK$50,000

Standard Bank Charges

From HK$1,500

e.g. Company Search Fees, Administration Fees and/or Account Set-up Fees

CITIC

Special Company Fees^

From HK$10,000

The China CITIC Bank Internationalt offers SME multi-currency support, real-time approvals, and integration with business tools, catering to entrepreneurs seeking fast, flexible, and efficient banking solutions for global operations.

Standard Processing Time

Business Card Availability

Minimum Balance Required

Fees & Charges

1 to 6 weeks

Yes

HK$50,000

Standard Bank Charges

From HK$1,200

e.g. Company Search Fees, Administration Fees and/or Account Set-up Fees

Standard Chartered

Special Company Fees^

From HK$10,000

Standard Chartered HK SME Banking offers financial solutions, including innovative solutions, inclusive financing, and an international network.

Standard Processing Time

Business Card Availability

Minimum Balance Required

Fees & Charges

4 to 8 weeks

Yes

HK$50,000

Standard Bank Charges

From HK$10,000

e.g. Company Search Fees, Administration Fees and/or Account Set-up Fees

China Construction Bank (Asia)

Special Company Fees^

From HK$10,000

China Construction Bank (Asia) offers a range of commercial banking services for SMEs, including online account opening, SME loan solutions, trade services, employer payroll autopay, and corporate faster payment system. They also provide ERP business assistant, corporate bill payment, and green finance solutions.

Standard Processing Time

Business Card Availability

Minimum Balance Required

Fees & Charges

1 to 8 weeks

Yes

HK$100,000

Standard Bank Charges

From HK$1,400

e.g. Company Search Fees, Administration Fees and/or Account Set-up Fees

Dah Sing Bank

Special Company Fees^

From HK$10,000

Dah Sing Bank's 328 Business Banking provides flexible banking solutions for businesses. They offer various services including business accounts, 328 Business e-Banking, business cards, SME loans, and merchant services.

Standard Processing Time

Business Card Availability

Minimum Balance Required

Fees & Charges

4 to 8 weeks

Yes

HK$30,000

Standard Bank Charges

From HK$1,350

e.g. Company Search Fees, Administration Fees and/or Account Set-up Fees

Bank of China (Hong Kong)

Special Company Fees^

From HK$5,000

BOCHK SME Banking supports businesses with tailored financial solutions, including fee-waived Business Integrated Accounts, flexible loans, and digital cash management tools. Specializing in cross-border services for the Greater Bay Area, they offer asset protection and award-winning expertise to empower SMEs.

Standard Processing Time

Business Card Availability

Minimum Balance Required

Fees & Charges

1 to 6 weeks

Yes

HK$50,000

Standard Bank Charges

From HK$1,700

e.g. Company Search Fees, Administration Fees and/or Account Set-up Fees

ICBC (Asia)

Special Company Fees^

From HK$3,000

ICBC delivers comprehensive financial solutions, featuring corporate expense management cards and tailored loan services. Their offerings include streamlined business accounts with dedicated support for overseas company account opening.

Standard Processing Time

Business Card Availability

Minimum Balance Required

Fees & Charges

8 to 12 weeks

Yes

HK$50,000

Standard Bank Charges

From HK$1,200

e.g. Company Search Fees, Administration Fees and/or Account Set-up Fees

Livi Bank

Special Company Fees^

From HK$3,000

Livi Business streamlines SME banking with fully digital solutions, featuring online account opening for Hong Kong companies owned by HK residents or Mainland ID holders. Livi also provides competitive time deposit rates, multi-currency transfers (HKD/CNY/USD).

Standard Processing Time

Business Card Availability

Minimum Balance Required

Fees & Charges

1 to 6 weeks

No

N/A

Standard Bank Charges

Free (For eligible client only) / From HK$1,200

e.g. Company Search Fees, Administration Fees and/or Account Set-up Fees

OCBC

Special Company Fees^

From HK$10,000

OCBC SME Business Account can manage up to 15 currencies, access real-time FX rates, and collect payments instantly through FPS. Consolidate current, savings, and time deposits in one seamless hub, paired with a business debit card for secure spending and transaction tracking.

Standard Processing Time

Business Card Availability

Minimum Balance Required

Fees & Charges

1 to 4 weeks

Yes

N/A

Standard Bank Charges

From HK$2,000

e.g. Company Search Fees, Administration Fees and/or Account Set-up Fees

CMB Wing Lung Bank

Special Company Fees^

From HK$10,000

CMB Wing Lung Bank delivers commercial banking solutions, from SME financing and cash flow optimization to trade finance, insurance, and MPF services. Enhance efficiency with corporate credit cards and Payroll Services for seamless payroll management.

Standard Processing Time

Business Card Availability

Minimum Balance Required

Fees & Charges

4 to 8 weeks

Yes

HK$50,000

Standard Bank Charges

From HK$1,200

e.g. Company Search Fees, Administration Fees and/or Account Set-up Fees

Fusion Bank

Special Company Fees^

From HK$10,000

The Fusion Bank Business Account provides digital banking solutions for SMEs, featuring multi-currency support, real-time transaction processing, and seamless integration with financial tools.

Standard Processing Time

Business Card Availability

Minimum Balance Required

Fees & Charges

4 to 8 weeks

No

N/A

Standard Bank Charges

From HK$10,000

e.g. Company Search Fees, Administration Fees and/or Account Set-up Fees

PAO Bank

Special Company Fees^

From HK$10,000

PAObank SME Banking is a mobile-first digital banking service for Hong Kong SMEs, with 7×24 online application via its mobile app. It is positioned that helping SMEs manage working capital with account services and transfers.

Standard Processing Time

Business Card Availability

Minimum Balance Required

Fees & Charges

2 to 4 weeks

No

N/A

Standard Bank Charges

From HK$2,000

e.g. Company Search Fees, Administration Fees and/or Account Set-up Fees

CTBC Bank

Special Company Fees^

From HK$10,000

CTBC Bank Hong Kong is a major branch of Taiwan's largest privately-owned bank, offering SME and corporate-focused services like cross-border trade financing and comprehensive features such as regional cash management, offshore private banking, and corporate trust solutions.

Standard Processing Time

Business Card Availability

Minimum Balance Required

Fees & Charges

4 to 8 weeks

No

HK$780,000

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^Special companies (including but not limited to the following cases): Companies operating in specific industries; Corporate structures with three or more layers of holding levels; Major shareholder(s) being non-Hong Kong permanent resident(s); Trust accounts. Final approval and terms are subject to the individual bank's independent assessment and discretion.

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